Housing Predictor, which provides housing market forecasts in more than 250 communities in all 50 U.S. states is going interactive. The web site is adding a polling center, where visitors can become part of the community anonymously and provide their opinions on some of the nation’s most important economic issues.
Leaders from Washington D.C. to state and local levels are regularly visiting the site to check on housing market forecasts and gauge the public opinion and sentiment on important issues of the day.
Mortgage companies, including many of the nation’s largest and most troubled are also visiting the site to gain insight into real estate markets.
The levels of government to access the site go as high as Congressional members and the U.S. State Department.
Housing Predictor provides regularly updated housing market forecasts in all 50 states and follows the changing local economic climates of more than 250 markets on an on-going basis. Information is gathered from more than 1,400 sources nationwide.
The new polling center will regularly survey visitors on a variety of issues and in April starts with questions on loan fraud, which has swept the nation and poses the threat of economic damage to the nation. The FBI says loan fraud has hit epidemic proportions. Foreclosures in the residential market are at all-time highs.
Congressional hearings have already been held on the lending markets and much of the blame for the crisis is already being laid on the sub-prime lending market. More than a dozen sub-prime lenders have already gone out of business or are facing bankruptcy.
Congress has held hearings in order to gather information on the crisis. Now Housing Predictor wants to know what you think about the crisis and its fall out. Become part of the solution in this technological era by making your votes count.
Critics say the volume of paperwork forced on mortgage borrowers has confused the public to the point where many do not even understand what they are signing when they obtain a mortgage.
Many loan packages contain 200 pages or more of forms and other paperwork to obtain a loan.
Social Scientific research has been blossoming on the Internet for years and now Housing Predictor takes a leading role on gaining insight into the nation’s growing economic problems.
The interactive polls on the site provide a way for anyone and everyone to participate, and take part anonymously so that the accuracy of the polling information is likely to be the most dependable.
Knowingly or unknowingly tens of thousands of mortgage borrowers, perhaps even more, have taken part in loan fraud schemes to cause the present conditions. Everyone wants to know how widespread that it is to come up with solutions.
Saturday, June 21, 2008
Wednesday, June 11, 2008
Housing Market
The housing market is on a continuous growth and rise; this moment is to be seized especially if you are planning to sell your house and you are opting for sale by owner. If you think about moving, you have to consider this type of selling because it can be very beneficial for you. You will be able to save some money and time but you have to pay attention to different aspects before placing the well known sign “for sale” right in front of your house. Selling a house by yourself is not an easy task; on the contrary, this process may prove to be quite tricky and guidelines are to be followed in order to make sure that you will obtain the best price for your home. Selling your house by using the fsbo process may require extra effort and a lot of patience and preparation. You should not rush into believing that you know everything about the fsbo process because this is not likely to be the case.
The first step to be considered in the case of the house for sale by owner is that you will have to research all the existing offers that are to be found in your own neighborhood; you have to get an accurate idea about what is happening on the present real estate market in order to avoid possible scams. When listing your own house for sale by owner, you will have to establish a fair price that may attract the potential buyers. These potential buyers must be tempted by purchasing your house; therefore, you should pay attention to the market prices in order not to ask too much for your house. You may even try to obtain the real estate records in order to determine the correct price for your house.
You will also have to prepare your house for its future selling; you have to be perfectly aware that putting your own house on sale by using the fsbo lists is likely to come along with some extra efforts in order to make the house look good. The house must be put in order so that the potential buyers are attracted by it. You will have to begin by cleaning the entire house; the first impression is likely to be the most important one and you will have to make sure that everything is all right with your home. For instance, if the potential buyer sees the house in a shambles, your chances will become fewer when it comes to selling your home to that potential buyer. You will have to start with the outside area; the curb appeal is actually a key element when it comes to impressing the potential buyers. Therefore, you will have to make sure that there is no trash in this area because the front yard has to be kept really clean.
Even the landscape is essential when it comes to the curb appeal; the grass must be kept nicely manicured and it should be green all the time in order to impress the future buyer. If you were keen on cultivating shrubs, you have to make sure that they are trimmed and not overbearing. The potential buyers must be allowed to see the house; therefore, extra attention is to be paid to the windows in order for the potential buyers to have a clear perspective. The windows must be kept clean and they should be in a well maintained state because they are likely to improve the general appearance of the house. You may even consider giving a whole new paint job to your house because the house for sale by owner must temp every potential buyer.
Afterwards, you must consider cleaning the inside of your house; the clutter is to be removed because you have to make sure that your house looks spacious enough. Larger spaces are always to be preferred by the buyers; therefore, you may even rearrange the furniture especially if it is larger than usual. The rooms have to look very spacious in order to convince the buyers and you may even consider storing some furniture in order to make more room for the visitors to come. For instance, if you are keen on collecting different things, you must think about storing or packing these things in order to make more space. You should box up your entire collection if you feel that your house is not spacious enough for its future buyers. The house for sale by owner must have a nice aroma too and you will have to make sure that your house does not stink; the unpleasant odors that may be due to your pets or your long absence from the house are to be avoided because a house that stinks is not likely to be bought in the future to come.
The first step to be considered in the case of the house for sale by owner is that you will have to research all the existing offers that are to be found in your own neighborhood; you have to get an accurate idea about what is happening on the present real estate market in order to avoid possible scams. When listing your own house for sale by owner, you will have to establish a fair price that may attract the potential buyers. These potential buyers must be tempted by purchasing your house; therefore, you should pay attention to the market prices in order not to ask too much for your house. You may even try to obtain the real estate records in order to determine the correct price for your house.
You will also have to prepare your house for its future selling; you have to be perfectly aware that putting your own house on sale by using the fsbo lists is likely to come along with some extra efforts in order to make the house look good. The house must be put in order so that the potential buyers are attracted by it. You will have to begin by cleaning the entire house; the first impression is likely to be the most important one and you will have to make sure that everything is all right with your home. For instance, if the potential buyer sees the house in a shambles, your chances will become fewer when it comes to selling your home to that potential buyer. You will have to start with the outside area; the curb appeal is actually a key element when it comes to impressing the potential buyers. Therefore, you will have to make sure that there is no trash in this area because the front yard has to be kept really clean.
Even the landscape is essential when it comes to the curb appeal; the grass must be kept nicely manicured and it should be green all the time in order to impress the future buyer. If you were keen on cultivating shrubs, you have to make sure that they are trimmed and not overbearing. The potential buyers must be allowed to see the house; therefore, extra attention is to be paid to the windows in order for the potential buyers to have a clear perspective. The windows must be kept clean and they should be in a well maintained state because they are likely to improve the general appearance of the house. You may even consider giving a whole new paint job to your house because the house for sale by owner must temp every potential buyer.
Afterwards, you must consider cleaning the inside of your house; the clutter is to be removed because you have to make sure that your house looks spacious enough. Larger spaces are always to be preferred by the buyers; therefore, you may even rearrange the furniture especially if it is larger than usual. The rooms have to look very spacious in order to convince the buyers and you may even consider storing some furniture in order to make more room for the visitors to come. For instance, if you are keen on collecting different things, you must think about storing or packing these things in order to make more space. You should box up your entire collection if you feel that your house is not spacious enough for its future buyers. The house for sale by owner must have a nice aroma too and you will have to make sure that your house does not stink; the unpleasant odors that may be due to your pets or your long absence from the house are to be avoided because a house that stinks is not likely to be bought in the future to come.
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